Business Insurance

We provide a professional response to the coverage of the innumerable risks that companies are exposed to on a daily basis. At Mercury Insurance Brokers SL we are at the forefront of business insurance. We have agreements with the main companies in the market, which allows us to offer different insurance solutions adapted to the needs of each client.

Business-Insurance-Mercury-Brokers

Multi-risk Insurance

Comprehensive coverage for small and medium-sized businesses, specifically designed to protect your company and employees. A product in constant evolution that incorporates new guarantees.

At Mercury Insurance Brokers we are in continuous contact with insurers, incorporating the most up-to-date changes in the insurance sector.

Among the most relevant coverage are:

  • Fire, explosion and lightning strike.
  • Atmospheric phenomena and other material damage.
  • Water damage (broken pipes, leaks, etc.) and water liability.
  • Theft and robbery (furniture, professional equipment, merchandise, etc.)
  • Electrical damage
  • Machinery breakdown.
  • Refrigerated goods.
  • Mirror and glass breaks, signs, toilets, countertops.
  • Defense and claim for damages.
  • Civil liability
  • Loss of Profits

Civil Liability

At Mercury Insurance Brokers SL we protect your company’s assets against third-party claims. We study case by case and offer an insurance solution against possible damages caused to third parties by your professional, industrial or business activity.

We insure all types of Civil Liability: Professional, General, Construction, Civil Liability for managers and administrators, and many more.

With a multitude of basic and optional guarantees:

  • CL Exploitation
  • CL Work accidents
  • CL Products / Post-jobs, including Bonding and Mixing
  • CL Professional
  • Defense and Bonds
  • Extended Legal Protection
  • CL Premises Liability
  • CL for accidental contamination
  • CL Directors
  • CL for Data Breach
  • Penalties for data breach
  • Removal / Assembly and Disassembly Expenses
  • Entrusted Assets
  • Employee Infidelity

Accident Insurance Agreement

Through the collective agreement insurance we cover all workers who are registered in TC2 (social security insurance contributions document), regardless of how many workers there are in the company when the agreement insurance is taken out.

Insurance Derivatives in the construction sector

Aimed at guaranteeing and covering the risk during the construction period, both in terms of the damages that the building itself, the construction equipment and its machinery may suffer, as well as the civil liability derived from said construction.

We provide coverage through two basic insurances:

  • Construction All Risk Insurance: an essential insurance for builders, contractors and owners or promoters of works, by guaranteeing the loss and material damage that the construction of buildings and other civil engineering works may suffer.
  • Ten-Year Damage Insurance: essential insurance to register the new construction or structural modification housing building in the property registry.

Ciber-Insurance

New technologies and their massive use have incresed the risks of steal information security.
In 2016 alone, the National Cybersecurity Institute (Incibe) recorded 115,000 IT incidents to companies and individuals in Spain.
At Mercury Insurance Brokers SL we take care of finding an insurance solution against the damages that the company may suffer, and also against the economic damages caused to third parties as a result of a cyberattack.
Among its basic and optional coverages we find:

  • Technical assistance:
    Vulnerability analysis (prevention).
    Deletion of Fingerprint.
    Help Desk, 24 hour technical assistance.
  • Post-Sinister Service:
    Notification expenses to those affected.
    Image recovery expenses.
    Recovery of reputational damage in social networks.
    Identity protection.
  • Daily compensation in case of business interruption.
  • Replacement equipment.
  • Crisis management: Personalized support to speed up your recovery:
    Displacement of experts for advice.
    Direct line with the crisis manager.
    Advice on the processes necessary for the resolution of the
    crisis.